sales without barriers

7+ years driving businesses forward

Tilopay puts the prosperity of your business at the center; that's why we keep developing and innovating a platform that gives you more opportunities for effective sales and a better shopping experience for your customers.

Digital transactions, secure, easy, and fast.

Tilopay, the payment gateway for retail, hospitality, and professional services

Central America and the Caribbean

Making it possible for businesses, large and small, to collect more and better according to their industry.

65K +

Affiliated businesses

30 +

Markets covered

1.4M +

Successful transactions per year

45 +

Partner financial institutions

Technology that stands out

Logo of Yappy

Tilopay and Yappy are boosting digital commerce in Panama. This partnership strengthens digital payment options and improves the shopping experience for more than 1.6 million Yappy users.

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Logo of IT NOW

E-commerce and social media sales were the big winners of the pandemic. Tilopay was the digital bridge that solved online payments for businesses across Central America and the Caribbean.

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Logo of Forbes Centroamérica

Tilopay was selected among Forbes Central America's 30 Business Promises of 2024, recognizing its impact on the region's e-commerce transformation.

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Logo of Fintech Americas

Being present at Fintech Americas 2025 is key to strengthening Tilopay's strategic vision, connecting with industry leaders, and continuing to develop secure and efficient payment solutions.

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Logo of El Financiero

Tilopay launched its virtual card terminal solution in the region, allowing businesses to receive Visa, MasterCard, and American Express payments directly in their bank account.

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Logo of El Economista

Tilopay, one of Costa Rica's local fintechs, evolved to focus on offering a virtual gateway for online stores, establishing itself among the companies of the region's fintech boom.

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Logo of eCommerce Award

Tilopay won the 2023 eCommerce Award in the Financial Services and Online Banking category in Costa Rica, cementing itself as a benchmark in online payment innovation.

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Logo of Delfino

Tilopay, a Costa Rican fintech present in 33 markets and serving more than 25,000 businesses, is driving payment digitalization in the region and will invest US$500,000 in new products in 2025.

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Discover agile and secure ways to get paid

Platform Integrations

Easily and quickly integrate Tilopay with Shopify, WooCommerce, Wix, your PMS, and more. Secure payments with no redirects.

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Payment Link and QR Code

Receive payments in seconds without needing a website; create Payment Links or QR Codes and share them via WhatsApp and social media.

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Subscription Billing

Automate monthly billing and create plans based on your service offering. Your customer registers their card just once.

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NEWLogo of ADT
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Tilopay connecting digital payments with your business

If your business doesn't sell, we don't earn either.
Our mission is to grow with you.

Frequently asked questions about Tilopay

Remember you can contact us and we'll answer your questions

Contact

Tilopay is a payments ecosystem founded in 2019 with the purpose of driving transactions forward. We develop transactional technology and partnerships with the most important global platforms and banks in the region to facilitate the flow of money between buyers and sellers in the safest and easiest way.

It's two steps: create your account at start.tilopay.com and complete the affiliation form with your business details. Once you receive your credentials, you can integrate Tilopay into your platform or start collecting payments with Payment Link and QR Code, guided by a Customer Success representative.

We integrate with more than 90 platforms, including Shopify, WooCommerce, Wix, VTEX, PrestaShop, Magento, and hospitality PMS systems like Cloudbeds and SimpleBooking. We also offer an SDK and API for custom developments.

Connection to platforms without redirects, Payment Link and QR Code, recurring subscription billing, virtual card terminal, product catalog, coupons and BIN-based discounts, installments and zero-rate financing, card tokenization, and a dashboard with real-time reports.

We work with the highest levels of international security: PCI DSS certification, 3DS authentication with Visa Secure, Mastercard ID Check and American Express SafeKey, fraud prevention with Kount and Fraudio, and tokenization of your customers' cards.

Yes. You can receive payments with cards issued outside your country and charge international customers; local processing is available in Costa Rica, Panama, Guatemala, and El Salvador.

Our payments ecosystem welcomes 33 countries and 17 financial groups across Central America and the Caribbean, with local processing in Costa Rica, Panama, Guatemala, and El Salvador.

You can process in Costa Rican colones, US dollars, quetzales, and other local currencies depending on the country and the acquiring bank you work with.

You install the Tilopay plugin on your platform, paste your API credentials, and activate the payment method. No technical knowledge is required, and you have documentation in Spanish and English plus a sandbox testing environment before going live.

Write to us at soporte@tilopay.com or contact us through the sales form; our team will respond and guide you through the whole process.

Every transaction protected

The highest levels of international security so your customers' money and your payments stay more than safe.

KountSafeKey American ExpressPCI DSSFraudioMastercard ID CheckVisa Secure