Never let a sale slip away

Accept local and international cards, digital wallets, and local transfers for your social media sales or your Shopify, Wix, or WooCommerce store. No monthly plans, no fixed costs.

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Ecosistema de pagos Tilopay para Retail
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Everything you need to get paid without complications

Free sign-up in 5 minutes

Free sign-up in 5 minutes

No lines or endless paperwork to start getting paid.

No fixed costs or monthly fees

No fixed costs or monthly fees

You only pay when you sell.

Multiple payment methodsSINPE MóvilVisaMastercardAmerican ExpressApple PayGoogle PayTasa Cero BACMinicuotas BACCredix

Multiple payment methods

International cards, local transfers, digital wallets, and installments.

No banking bureaucracy

No banking bureaucracy

We handle the process for you.

Get paid in the currency you prefer

Get paid in the currency you prefer

Local currency or dollars, no complications.

Integration with no technical knowledgeShopifyWixSimplyBook.me

Integration with no technical knowledge

+90 platforms ready to connect, or our own API and SDK.

Local bilingual technical support

Local bilingual technical support

Teams in the region, not a chatbot.

Settlement to your local bankBAC Credomatic

Settlement to your local bank

47 partner banks across Central America and the Caribbean.

Every way to get paid

With Tilopay you get three products designed so your business never loses a sale.

Platform Integrations

Easily and quickly integrate Tilopay with Shopify, WooCommerce, Wix, your PMS, and more. Secure payments with no redirects.

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Platform Integrations

Payment Link and QR Code

Receive payments in seconds without needing a website; create Payment Links or QR Codes and share them via WhatsApp and social media.

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Payment Link and QR Code

Subscription Billing

Automate monthly billing and create plans based on your service offering. Your customer registers their card just once.

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Subscription Billing

Getting paid shouldn't be a headache

Every industry faces its own payment challenges. Pick yours and see how Tilopay solves them.

Every second at checkout counts. A complex or slow payment experience destroys your conversion rate and loses customers at the very last second.

  • Get paid with or without a website: Payment Link and QR Code with no site, or Platform Connections if you already sell online.
  • Todos los Métodos de Pago que tus clientes prefieren: tarjetas nacionales e internacionales, SINPE Móvil y financiamiento a cuotas.
  • Payments with no redirects for fewer abandoned carts, with one of the highest approval rates in the region.
  • Sales reports and a product catalog from your dashboard, so you make business decisions with data.
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Retail — Tilopay payment solutions

Regional reach, local impact

Your business gets paid on the same payment infrastructure thousands of businesses across Central America and the Caribbean already use: our own technology, local banks, and a team close to you in every country.

0K+

Affiliated businesses

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Markets across Central America and the Caribbean

0.0M+

Successful transactions per year

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Partner banks in the region

Map of Central America and the Caribbean where Tilopay processes payments

Ready to get paid without limits?

Sign up free and start selling in 48 hours, or contact us if you'd rather have us guide you step by step.

Businesses collecting without limits with Tilopay

Recognized by industry leaders

Interview with Alejandro Pacheco, CEO of Tilopay, on how the company is digitalizing paymeLogo of The Business Year

The Business Year · 2026

Interview with Alejandro Pacheco, CEO of Tilopay, on how the company is digitalizing payments in Costa Rica and the region, and its product roadmap.

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Tilopay and Yappy are boosting digital commerce in Panama. This partnership strengthens diLogo of Yappy

Decisiones Panamá · 2025

Tilopay and Yappy are boosting digital commerce in Panama. This partnership strengthens digital payment options and improves the shopping experience for more than 1.6 million Yappy users.

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Being present at Fintech Americas 2025 is key to strengthening Tilopay's strategic vision,Logo of Fintech Americas

Fintech Americas · 2025

Being present at Fintech Americas 2025 is key to strengthening Tilopay's strategic vision, connecting with industry leaders, and continuing to develop secure and efficient payment solutions.

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Tilopay, a Costa Rican fintech present in 33 markets and serving more than 25,000 businessLogo of Delfino

Delfino.cr · 2025

Tilopay, a Costa Rican fintech present in 33 markets and serving more than 25,000 businesses, is driving payment digitalization in the region and will invest US$500,000 in new products in 2025.

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Tilopay was selected among Forbes Central America's 30 Business Promises of 2024, recognizLogo of Forbes Centroamérica

Forbes Centroamérica · 2024

Tilopay was selected among Forbes Central America's 30 Business Promises of 2024, recognizing its impact on the region's e-commerce transformation.

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Tilopay won the 2023 eCommerce Award in the Financial Services and Online Banking categoryLogo of eCommerce Award

eCommerce Day · 2023

Tilopay won the 2023 eCommerce Award in the Financial Services and Online Banking category in Costa Rica, cementing itself as a benchmark in online payment innovation.

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Tilopay launched its virtual card terminal solution in the region, allowing businesses to Logo of El Financiero

El Financiero · 2023

Tilopay launched its virtual card terminal solution in the region, allowing businesses to receive Visa, MasterCard, and American Express payments directly in their bank account.

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Tilopay, one of Costa Rica's local fintechs, evolved to focus on offering a virtual gatewaLogo of El Economista

El Economista · 2022

Tilopay, one of Costa Rica's local fintechs, evolved to focus on offering a virtual gateway for online stores, establishing itself among the companies of the region's fintech boom.

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E-commerce and social media sales were the big winners of the pandemic. Tilopay was the diLogo of IT NOW

IT NOW · 2022

E-commerce and social media sales were the big winners of the pandemic. Tilopay was the digital bridge that solved online payments for businesses across Central America and the Caribbean.

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Businesses that chose to grow their sales with us

We've been with Tilopay for more than 5 years. When Apple required our payment gateway to be approved by them, Tilopay already was.

Digital Channels Lead, iCon and DJI Central America

Gunnar Brenes

Digital Channels Lead, iCon and DJI Central America

As Apple's top-tier representative, we have to guarantee the same quality across our e-commerce channels.

Manager, iShop Central America

Julio Camacho

Manager, iShop Central America

A customer who can't complete their transaction is a customer who probably won't come back—this was completely mitigated with Tilopay.

CEO, Unimart Central America

Roberto Jiménez

CEO, Unimart Central America

Every transaction protected

The highest levels of international security so your customers' money and your payments stay more than safe.

KountSafeKey American ExpressPCI DSSFraudioMastercard ID CheckVisa Secure